Home › Auto Insurance › Massachusetts

Cheap Auto Insurance in Massachusetts

Compare car insurance across Massachusetts — pick your city or ZIP for local rates, or get free quotes now.

Short answer: car insurance in Massachusetts depends on your ZIP code, coverage level and driver/home profile. Massachusetts's state minimum car insurance is 20/40/5. Compare free quotes from licensed partners in ~2 minutes. The average annual car insurance premium in Massachusetts is about $1,326 (NAIC, 2023); your exact rate depends on coverage and profile.
Updated August 2026
Massachusetts car insurance basics
Massachusetts is a no-fault state for auto insurance. Minimum car insurance in Massachusetts: 20/40/5 — $20k bodily injury/person, $40k/accident, $5k property damage. Statewide average premium: ~$1,326/yr (NAIC, 2023). Verify with the state insurance department →

Cities in Massachusetts

Boston, MA
Worcester, MA
Springfield, MA
Lowell, MA
Cambridge, MA
New Bedford, MA
Brockton, MA
Quincy, MA
Lynn, MA
Fall River, MA
Newton, MA
Somerville, MA
Lawrence, MA
Waltham, MA
Haverhill, MA

Massachusetts car insurance FAQ

How much is car insurance in Massachusetts?

The average annual car insurance premium in Massachusetts is about $1,326 (NAIC, 2023); your rate varies by city, ZIP, coverage and profile. Compare free quotes from licensed partners.

How do I get cheap car insurance in Massachusetts?

Compare multiple carriers, bundle policies, and check local Massachusetts discounts. Get free quotes in a couple of minutes.

Also compare home insurance in Massachusetts →