Short answer: car insurance in Alaska depends on your ZIP code, coverage level and driver/home profile. Alaska's state minimum car insurance is 50/100/25. Compare free quotes from licensed partners in ~2 minutes. The average annual car insurance premium in Alaska is about $1,113 (NAIC, 2023); your exact rate depends on coverage and profile.
Updated August 2026
Alaska car insurance basicsAlaska is an
at-fault (tort) state for auto insurance. Minimum car insurance in Alaska:
50/100/25 — $50k bodily injury/person, $100k/accident, $25k property damage. Statewide average premium:
~$1,113/yr (NAIC, 2023).
Verify with the state insurance department →
Cities in Alaska
Alaska car insurance FAQ
How much is car insurance in Alaska?
The average annual car insurance premium in Alaska is about $1,113 (NAIC, 2023); your rate varies by city, ZIP, coverage and profile. Compare free quotes from licensed partners.
How do I get cheap car insurance in Alaska?
Compare multiple carriers, bundle policies, and check local Alaska discounts. Get free quotes in a couple of minutes.
Also compare home insurance in Alaska →