Cheap Auto Insurance in Maine

Compare car insurance across Maine — pick your city or ZIP for local rates, or get free quotes now.

Short answer: car insurance in Maine depends on your ZIP code, coverage level and driver/home profile. Maine's state minimum car insurance is 50/100/25. Compare free quotes from licensed partners in ~2 minutes. The average annual car insurance premium in Maine is about $856 (NAIC, 2023); your exact rate depends on coverage and profile.
Updated August 2026

Maine car insurance basics
Maine is an at-fault (tort) state for auto insurance. Minimum car insurance in Maine: 50/100/25 — $50k bodily injury/person, $100k/accident, $25k property damage. Statewide average premium: ~$856/yr (NAIC, 2023). Verify with the state insurance department →

Cities in Maine

Portland, ME

Maine car insurance FAQ

How much is car insurance in Maine?

The average annual car insurance premium in Maine is about $856 (NAIC, 2023); your rate varies by city, ZIP, coverage and profile. Compare free quotes from licensed partners.

How do I get cheap car insurance in Maine?

Compare multiple carriers, bundle policies, and check local Maine discounts. Get free quotes in a couple of minutes.

Also compare home insurance in Maine →