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Auto Insurance in Boston, MA

Local car insurance for Boston. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Boston, MA depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Boston, MA
Population ~645,966 · Suffolk County · Massachusetts statewide average: ~$1,326/yr (NAIC, 2023).

Boston ZIP codes

Car Insurance 02101
Car Insurance 02102
Car Insurance 02103
Car Insurance 02104
Car Insurance 02105
Car Insurance 02106
Car Insurance 02107
Car Insurance 02108

FAQ

How much is car insurance in Boston, MA?

Boston rates depend on your ZIP, coverage and profile; the Massachusetts statewide average is about $1,326/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Boston?

We list Boston ZIP-level pages below; each shows local car insurance details and free quotes.