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Cheap Auto Insurance in Louisiana

Compare car insurance across Louisiana — pick your city or ZIP for local rates, or get free quotes now.

Short answer: car insurance in Louisiana depends on your ZIP code, coverage level and driver/home profile. Louisiana's state minimum car insurance is 15/30/25. Compare free quotes from licensed partners in ~2 minutes. The average annual car insurance premium in Louisiana is about $1,749 (NAIC, 2023); your exact rate depends on coverage and profile.
Updated August 2026
Louisiana car insurance basics
Louisiana is an at-fault (tort) state for auto insurance. Minimum car insurance in Louisiana: 15/30/25 — $15k bodily injury/person, $30k/accident, $25k property damage. Statewide average premium: ~$1,749/yr (NAIC, 2023). Verify with the state insurance department →

Cities in Louisiana

New Orleans, LA
Baton Rouge, LA
Shreveport, LA
Lafayette, LA
Lake Charles, LA
Kenner, LA
Bossier City, LA
Monroe, LA
Alexandria, LA

Louisiana car insurance FAQ

How much is car insurance in Louisiana?

The average annual car insurance premium in Louisiana is about $1,749 (NAIC, 2023); your rate varies by city, ZIP, coverage and profile. Compare free quotes from licensed partners.

How do I get cheap car insurance in Louisiana?

Compare multiple carriers, bundle policies, and check local Louisiana discounts. Get free quotes in a couple of minutes.

Also compare home insurance in Louisiana →