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Cheap Auto Insurance in Indiana

Compare car insurance across Indiana — pick your city or ZIP for local rates, or get free quotes now.

Short answer: car insurance in Indiana depends on your ZIP code, coverage level and driver/home profile. Indiana's state minimum car insurance is 25/50/25. Compare free quotes from licensed partners in ~2 minutes. The average annual car insurance premium in Indiana is about $926 (NAIC, 2023); your exact rate depends on coverage and profile.
Updated August 2026
Indiana car insurance basics
Indiana is an at-fault (tort) state for auto insurance. Minimum car insurance in Indiana: 25/50/25 — $25k bodily injury/person, $50k/accident, $25k property damage. Statewide average premium: ~$926/yr (NAIC, 2023). Verify with the state insurance department →

Cities in Indiana

Indianapolis, IN
Fort Wayne, IN
Evansville, IN
South Bend, IN
Carmel, IN
Fishers, IN
Bloomington, IN
Hammond, IN
Gary, IN
Lafayette, IN
Muncie, IN
Terre Haute, IN
Kokomo, IN
Noblesville, IN
Anderson, IN

Indiana car insurance FAQ

How much is car insurance in Indiana?

The average annual car insurance premium in Indiana is about $926 (NAIC, 2023); your rate varies by city, ZIP, coverage and profile. Compare free quotes from licensed partners.

How do I get cheap car insurance in Indiana?

Compare multiple carriers, bundle policies, and check local Indiana discounts. Get free quotes in a couple of minutes.

Also compare home insurance in Indiana →