Cheap Home Insurance in Maine

Compare home insurance across Maine — pick your city or ZIP for local rates, or get free quotes now.

Short answer: home insurance in Maine depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. The average annual home insurance premium in Maine is about $1,077 (NAIC, 2022); your exact rate depends on coverage and profile.
Updated August 2026

Maine home insurance basics
Home insurance in Maine is shaped by local weather and rebuild costs. Local requirements and typical premiums vary — get a quote for your exact rate. Statewide average premium: ~$1,077/yr (NAIC, 2022). Verify with the state insurance department →

Cities in Maine

Portland, ME

Maine home insurance FAQ

How much is home insurance in Maine?

The average annual home insurance premium in Maine is about $1,077 (NAIC, 2022); your rate varies by city, ZIP, coverage and profile. Compare free quotes from licensed partners.

How do I get cheap home insurance in Maine?

Compare multiple carriers, bundle policies, and check local Maine discounts. Get free quotes in a couple of minutes.

Also compare auto insurance in Maine →