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Cheap Home Insurance in Indiana

Compare home insurance across Indiana — pick your city or ZIP for local rates, or get free quotes now.

Short answer: home insurance in Indiana depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. The average annual home insurance premium in Indiana is about $1,191 (NAIC, 2022); your exact rate depends on coverage and profile.
Updated August 2026
Indiana home insurance basics
Home insurance in Indiana is shaped by local weather and rebuild costs. Local requirements and typical premiums vary — get a quote for your exact rate. Statewide average premium: ~$1,191/yr (NAIC, 2022). Verify with the state insurance department →

Cities in Indiana

Indianapolis, IN
Fort Wayne, IN
Evansville, IN
South Bend, IN
Carmel, IN
Fishers, IN
Bloomington, IN
Hammond, IN
Gary, IN
Lafayette, IN
Muncie, IN
Terre Haute, IN
Kokomo, IN
Noblesville, IN
Anderson, IN

Indiana home insurance FAQ

How much is home insurance in Indiana?

The average annual home insurance premium in Indiana is about $1,191 (NAIC, 2022); your rate varies by city, ZIP, coverage and profile. Compare free quotes from licensed partners.

How do I get cheap home insurance in Indiana?

Compare multiple carriers, bundle policies, and check local Indiana discounts. Get free quotes in a couple of minutes.

Also compare auto insurance in Indiana →