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Cheap Home Insurance in Washington

Compare home insurance across Washington — pick your city or ZIP for local rates, or get free quotes now.

Short answer: home insurance in Washington depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. The average annual home insurance premium in Washington is about $1,151 (NAIC, 2022); your exact rate depends on coverage and profile.
Updated August 2026
Washington home insurance basics
Home insurance in Washington is shaped by local weather and rebuild costs. Local requirements and typical premiums vary — get a quote for your exact rate. Statewide average premium: ~$1,151/yr (NAIC, 2022). Verify with the state insurance department →

Cities in Washington

Seattle, WA
Spokane, WA
Tacoma, WA
Vancouver, WA
Bellevue, WA
Kent, WA
Everett, WA
Renton, WA
Yakima, WA
Federal Way, WA
Spokane Valley, WA
Kirkland, WA
Bellingham, WA
Kennewick, WA
Auburn, WA

Washington home insurance FAQ

How much is home insurance in Washington?

The average annual home insurance premium in Washington is about $1,151 (NAIC, 2022); your rate varies by city, ZIP, coverage and profile. Compare free quotes from licensed partners.

How do I get cheap home insurance in Washington?

Compare multiple carriers, bundle policies, and check local Washington discounts. Get free quotes in a couple of minutes.

Also compare auto insurance in Washington →