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Cheap Home Insurance in Oregon

Compare home insurance across Oregon — pick your city or ZIP for local rates, or get free quotes now.

Short answer: home insurance in Oregon depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. The average annual home insurance premium in Oregon is about $893 (NAIC, 2022); your exact rate depends on coverage and profile.
Updated August 2026
Oregon home insurance basics
Home insurance in Oregon is shaped by local weather and rebuild costs. Local requirements and typical premiums vary — get a quote for your exact rate. Statewide average premium: ~$893/yr (NAIC, 2022). Verify with the state insurance department →

Cities in Oregon

Portland, OR
Salem, OR
Eugene, OR
Gresham, OR
Hillsboro, OR
Beaverton, OR
Bend, OR
Medford, OR
Springfield, OR
Corvallis, OR
Albany, OR
Tigard, OR
Lake Oswego, OR
Keizer, OR

Oregon home insurance FAQ

How much is home insurance in Oregon?

The average annual home insurance premium in Oregon is about $893 (NAIC, 2022); your rate varies by city, ZIP, coverage and profile. Compare free quotes from licensed partners.

How do I get cheap home insurance in Oregon?

Compare multiple carriers, bundle policies, and check local Oregon discounts. Get free quotes in a couple of minutes.

Also compare auto insurance in Oregon →