Cheap Home Insurance in Delaware

Compare home insurance across Delaware — pick your city or ZIP for local rates, or get free quotes now.

Short answer: home insurance in Delaware depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. The average annual home insurance premium in Delaware is about $1,103 (NAIC, 2022); your exact rate depends on coverage and profile.
Updated August 2026

Delaware home insurance basics
Home insurance in Delaware is shaped by local weather and rebuild costs. Local requirements and typical premiums vary — get a quote for your exact rate. Statewide average premium: ~$1,103/yr (NAIC, 2022). Verify with the state insurance department →

Cities in Delaware

Wilmington, DE

Dover, DE

Delaware home insurance FAQ

How much is home insurance in Delaware?

The average annual home insurance premium in Delaware is about $1,103 (NAIC, 2022); your rate varies by city, ZIP, coverage and profile. Compare free quotes from licensed partners.

How do I get cheap home insurance in Delaware?

Compare multiple carriers, bundle policies, and check local Delaware discounts. Get free quotes in a couple of minutes.

Also compare auto insurance in Delaware →