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Auto Insurance in Chicago, IL

Local car insurance for Chicago. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Chicago, IL depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Chicago, IL
Population ~2,718,782 · Cook County · Illinois statewide average: ~$1,153/yr (NAIC, 2023).

Chicago ZIP codes

Car Insurance 60601
Car Insurance 60602
Car Insurance 60603
Car Insurance 60604
Car Insurance 60605
Car Insurance 60606
Car Insurance 60607
Car Insurance 60608

FAQ

How much is car insurance in Chicago, IL?

Chicago rates depend on your ZIP, coverage and profile; the Illinois statewide average is about $1,153/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Chicago?

We list Chicago ZIP-level pages below; each shows local car insurance details and free quotes.