Home › Auto Insurance › Arizona › Phoenix

Auto Insurance in Phoenix, AZ

Local car insurance for Phoenix. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Phoenix, AZ depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Phoenix, AZ
Population ~1,513,367 · Maricopa County · Arizona statewide average: ~$1,344/yr (NAIC, 2023).

Phoenix ZIP codes

Car Insurance 85001
Car Insurance 85002
Car Insurance 85003
Car Insurance 85004
Car Insurance 85005
Car Insurance 85006
Car Insurance 85007
Car Insurance 85008

FAQ

How much is car insurance in Phoenix, AZ?

Phoenix rates depend on your ZIP, coverage and profile; the Arizona statewide average is about $1,344/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Phoenix?

We list Phoenix ZIP-level pages below; each shows local car insurance details and free quotes.