Short answer: home insurance in Duluth, MN 55805 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 55805 · Duluth, MN · Saint Louis County
Minnesota statewide average: ~$1,774/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 55805?
Rates in 55805 (Duluth, MN) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 55805 in Duluth?
Yes — 55805 is in Duluth, Saint Louis County, MN.
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