Short answer: home insurance in Duluth, MN 55803 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 55803 · Duluth, MN · Saint Louis County
Minnesota statewide average: ~$1,774/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 55803?
Rates in 55803 (Duluth, MN) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 55803 in Duluth?
Yes — 55803 is in Duluth, Saint Louis County, MN.
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