Short answer: home insurance in Duluth, MN 55802 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 55802 · Duluth, MN · Saint Louis County
Minnesota statewide average: ~$1,774/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 55802?
Rates in 55802 (Duluth, MN) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 55802 in Duluth?
Yes — 55802 is in Duluth, Saint Louis County, MN.
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