Short answer: home insurance in Frederick, MD 21709 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 21709 · Frederick, MD · Frederick County
Maryland statewide average: ~$1,392/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 21709?
Rates in 21709 (Frederick, MD) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 21709 in Frederick?
Yes — 21709 is in Frederick, Frederick County, MD.
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