Short answer: home insurance in Frederick, MD 21704 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 21704 · Frederick, MD · Frederick County
Maryland statewide average: ~$1,392/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 21704?
Rates in 21704 (Frederick, MD) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 21704 in Frederick?
Yes — 21704 is in Frederick, Frederick County, MD.
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