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Home Insurance in Frederick, MD

Local home insurance for Frederick. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: home insurance in Frederick, MD depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Frederick, MD
Population ~66,893 · Frederick County · Maryland statewide average: ~$1,392/yr (NAIC, 2022).

Frederick ZIP codes

Home Insurance 21701
Home Insurance 21702
Home Insurance 21703
Home Insurance 21704
Home Insurance 21705
Home Insurance 21709

FAQ

How much is home insurance in Frederick, MD?

Frederick rates depend on your ZIP, coverage and profile; the Maryland statewide average is about $1,392/yr (NAIC, 2022). Compare free home insurance quotes from licensed partners.

Which ZIP codes are covered in Frederick?

We list Frederick ZIP-level pages below; each shows local home insurance details and free quotes.