Short answer: home insurance in Phoenix, AZ 85005 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 85005 · Phoenix, AZ · Maricopa County
Arizona statewide average: ~$1,018/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 85005?
Rates in 85005 (Phoenix, AZ) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 85005 in Phoenix?
Yes — 85005 is in Phoenix, Maricopa County, AZ.
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