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Home Insurance in Phoenix, AZ

Local home insurance for Phoenix. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: home insurance in Phoenix, AZ depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026

Phoenix, AZ
Population ~1,513,367 · Maricopa County · Arizona statewide average: ~$1,018/yr (NAIC, 2022).

Phoenix ZIP codes

FAQ

How much is home insurance in Phoenix, AZ?

Phoenix rates depend on your ZIP, coverage and profile; the Arizona statewide average is about $1,018/yr (NAIC, 2022). Compare free home insurance quotes from licensed partners.

Which ZIP codes are covered in Phoenix?

We list Phoenix ZIP-level pages below; each shows local home insurance details and free quotes.