Short answer: home insurance in Phoenix, AZ 85004 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 85004 · Phoenix, AZ · Maricopa County
Arizona statewide average: ~$1,018/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 85004?
Rates in 85004 (Phoenix, AZ) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 85004 in Phoenix?
Yes — 85004 is in Phoenix, Maricopa County, AZ.
Nearby ZIP codes