Short answer: car insurance in Cambridge, MA 02138 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 02138 · Cambridge, MA · Middlesex County
Massachusetts statewide average: ~$1,326/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 02138?
Rates in 02138 (Cambridge, MA) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 02138 in Cambridge?
Yes — 02138 is in Cambridge, Middlesex County, MA.
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