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Auto Insurance in Cambridge, MA

Local car insurance for Cambridge. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Cambridge, MA depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Cambridge, MA
Population ~107,289 · Middlesex County · Massachusetts statewide average: ~$1,326/yr (NAIC, 2023).

Cambridge ZIP codes

Car Insurance 02138
Car Insurance 02139
Car Insurance 02140
Car Insurance 02141
Car Insurance 02142
Car Insurance 02238
Car Insurance 02239

FAQ

How much is car insurance in Cambridge, MA?

Cambridge rates depend on your ZIP, coverage and profile; the Massachusetts statewide average is about $1,326/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Cambridge?

We list Cambridge ZIP-level pages below; each shows local car insurance details and free quotes.