Short answer: home insurance in Seattle, WA 98104 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 98104 · Seattle, WA · King County
Washington statewide average: ~$1,151/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 98104?
Rates in 98104 (Seattle, WA) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 98104 in Seattle?
Yes — 98104 is in Seattle, King County, WA.
Nearby ZIP codes