Short answer: home insurance in Portsmouth, VA 23705 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 23705 · Portsmouth, VA · Portsmouth City County
Virginia statewide average: ~$1,332/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 23705?
Rates in 23705 (Portsmouth, VA) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 23705 in Portsmouth?
Yes — 23705 is in Portsmouth, Portsmouth City County, VA.
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