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Home Insurance in Portsmouth, VA

Local home insurance for Portsmouth. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: home insurance in Portsmouth, VA depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026

Portsmouth, VA
Population ~96,205 · Portsmouth City County · Virginia statewide average: ~$1,332/yr (NAIC, 2022).

Portsmouth ZIP codes

FAQ

How much is home insurance in Portsmouth, VA?

Portsmouth rates depend on your ZIP, coverage and profile; the Virginia statewide average is about $1,332/yr (NAIC, 2022). Compare free home insurance quotes from licensed partners.

Which ZIP codes are covered in Portsmouth?

We list Portsmouth ZIP-level pages below; each shows local home insurance details and free quotes.