Short answer: home insurance in Houston, TX 77005 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 77005 · Houston, TX · Harris County
Texas statewide average: ~$2,397/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 77005?
Rates in 77005 (Houston, TX) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 77005 in Houston?
Yes — 77005 is in Houston, Harris County, TX.
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