Short answer: home insurance in Houston, TX 77001 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 77001 · Houston, TX · Harris County
Texas statewide average: ~$2,397/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 77001?
Rates in 77001 (Houston, TX) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 77001 in Houston?
Yes — 77001 is in Houston, Harris County, TX.
Nearby ZIP codes