Short answer: home insurance in Salem, OR 97304 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 97304 · Salem, OR · Polk County
Oregon statewide average: ~$893/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 97304?
Rates in 97304 (Salem, OR) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 97304 in Salem?
Yes — 97304 is in Salem, Polk County, OR.
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