Short answer: home insurance in Dayton, OH 45408 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 45408 · Dayton, OH · Montgomery County
Ohio statewide average: ~$995/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 45408?
Rates in 45408 (Dayton, OH) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 45408 in Dayton?
Yes — 45408 is in Dayton, Montgomery County, OH.
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