Short answer: home insurance in Dayton, OH 45406 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 45406 · Dayton, OH · Montgomery County
Ohio statewide average: ~$995/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 45406?
Rates in 45406 (Dayton, OH) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 45406 in Dayton?
Yes — 45406 is in Dayton, Montgomery County, OH.
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