Short answer: home insurance in Portland, ME 04109 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 04109 · Portland, ME · Cumberland County
Maine statewide average: ~$1,077/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 04109?
Rates in 04109 (Portland, ME) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 04109 in Portland?
Yes — 04109 is in Portland, Cumberland County, ME.
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