Short answer: home insurance in Ames, IA 50013 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 50013 · Ames, IA · Story County
Iowa statewide average: ~$1,268/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 50013?
Rates in 50013 (Ames, IA) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 50013 in Ames?
Yes — 50013 is in Ames, Story County, IA.
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