Short answer: home insurance in Ames, IA 50010 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 50010 · Ames, IA · Story County
Iowa statewide average: ~$1,268/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 50010?
Rates in 50010 (Ames, IA) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 50010 in Ames?
Yes — 50010 is in Ames, Story County, IA.
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