Short answer: home insurance in Indianapolis, IN 46204 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 46204 · Indianapolis, IN · Marion County
Indiana statewide average: ~$1,191/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 46204?
Rates in 46204 (Indianapolis, IN) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 46204 in Indianapolis?
Yes — 46204 is in Indianapolis, Marion County, IN.
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