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Home Insurance in Wilmington, DE

Local home insurance for Wilmington. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: home insurance in Wilmington, DE depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026

Wilmington, DE
Population ~71,525 · New Castle County · Delaware statewide average: ~$1,103/yr (NAIC, 2022).

Wilmington ZIP codes

FAQ

How much is home insurance in Wilmington, DE?

Wilmington rates depend on your ZIP, coverage and profile; the Delaware statewide average is about $1,103/yr (NAIC, 2022). Compare free home insurance quotes from licensed partners.

Which ZIP codes are covered in Wilmington?

We list Wilmington ZIP-level pages below; each shows local home insurance details and free quotes.