Short answer: home insurance in Denver, CO 80204 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 80204 · Denver, CO · Denver County
Colorado statewide average: ~$2,079/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 80204?
Rates in 80204 (Denver, CO) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 80204 in Denver?
Yes — 80204 is in Denver, Denver County, CO.
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