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Home Insurance in Denver, CO

Local home insurance for Denver. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: home insurance in Denver, CO depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026

Denver, CO
Population ~649,495 · Denver County · Colorado statewide average: ~$2,079/yr (NAIC, 2022).

Denver ZIP codes

FAQ

How much is home insurance in Denver, CO?

Denver rates depend on your ZIP, coverage and profile; the Colorado statewide average is about $2,079/yr (NAIC, 2022). Compare free home insurance quotes from licensed partners.

Which ZIP codes are covered in Denver?

We list Denver ZIP-level pages below; each shows local home insurance details and free quotes.