Short answer: car insurance in Wilmington, NC 28404 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 28404 · Wilmington, NC · Brunswick County
North Carolina statewide average: ~$925/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 28404?
Rates in 28404 (Wilmington, NC) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 28404 in Wilmington?
Yes — 28404 is in Wilmington, Brunswick County, NC.
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