Short answer: car insurance in Wilmington, NC 28401 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 28401 · Wilmington, NC · New Hanover County
North Carolina statewide average: ~$925/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 28401?
Rates in 28401 (Wilmington, NC) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 28401 in Wilmington?
Yes — 28401 is in Wilmington, New Hanover County, NC.
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