Short answer: car insurance in Syracuse, NY 13204 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 13204 · Syracuse, NY · Onondaga County
New York statewide average: ~$1,753/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 13204?
Rates in 13204 (Syracuse, NY) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 13204 in Syracuse?
Yes — 13204 is in Syracuse, Onondaga County, NY.
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