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Auto Insurance in Syracuse, NY

Local car insurance for Syracuse. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Syracuse, NY depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Syracuse, NY
Population ~144,669 · Onondaga County · New York statewide average: ~$1,753/yr (NAIC, 2023).

Syracuse ZIP codes

Car Insurance 13201
Car Insurance 13202
Car Insurance 13203
Car Insurance 13204
Car Insurance 13205
Car Insurance 13206
Car Insurance 13207
Car Insurance 13208

FAQ

How much is car insurance in Syracuse, NY?

Syracuse rates depend on your ZIP, coverage and profile; the New York statewide average is about $1,753/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Syracuse?

We list Syracuse ZIP-level pages below; each shows local car insurance details and free quotes.