Short answer: car insurance in Binghamton, NY 13904 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 13904 · Binghamton, NY · Broome County
New York statewide average: ~$1,753/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 13904?
Rates in 13904 (Binghamton, NY) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 13904 in Binghamton?
Yes — 13904 is in Binghamton, Broome County, NY.
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