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Auto Insurance in Binghamton, NY

Local car insurance for Binghamton. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Binghamton, NY depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Binghamton, NY
Population ~46,444 · Broome County · New York statewide average: ~$1,753/yr (NAIC, 2023).

Binghamton ZIP codes

Car Insurance 13901
Car Insurance 13902
Car Insurance 13903
Car Insurance 13904
Car Insurance 13905

FAQ

How much is car insurance in Binghamton, NY?

Binghamton rates depend on your ZIP, coverage and profile; the New York statewide average is about $1,753/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Binghamton?

We list Binghamton ZIP-level pages below; each shows local car insurance details and free quotes.