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Auto Insurance in Waltham, MA

Local car insurance for Waltham. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Waltham, MA depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Waltham, MA
Population ~62,227 · Middlesex County · Massachusetts statewide average: ~$1,326/yr (NAIC, 2023).

Waltham ZIP codes

Car Insurance 02451
Car Insurance 02452
Car Insurance 02453
Car Insurance 02454

FAQ

How much is car insurance in Waltham, MA?

Waltham rates depend on your ZIP, coverage and profile; the Massachusetts statewide average is about $1,326/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Waltham?

We list Waltham ZIP-level pages below; each shows local car insurance details and free quotes.