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Auto Insurance in Lowell, MA

Local car insurance for Lowell. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Lowell, MA depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Lowell, MA
Population ~108,861 · Middlesex County · Massachusetts statewide average: ~$1,326/yr (NAIC, 2023).

Lowell ZIP codes

Car Insurance 01850
Car Insurance 01851
Car Insurance 01852
Car Insurance 01853
Car Insurance 01854

FAQ

How much is car insurance in Lowell, MA?

Lowell rates depend on your ZIP, coverage and profile; the Massachusetts statewide average is about $1,326/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Lowell?

We list Lowell ZIP-level pages below; each shows local car insurance details and free quotes.