Short answer: car insurance in Oakland, CA 94609 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 94609 · Oakland, CA · Alameda County
California statewide average: ~$1,223/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 94609?
Rates in 94609 (Oakland, CA) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 94609 in Oakland?
Yes — 94609 is in Oakland, Alameda County, CA.
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