Short answer: car insurance in Oakland, CA 94604 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 94604 · Oakland, CA · Alameda County
California statewide average: ~$1,223/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 94604?
Rates in 94604 (Oakland, CA) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 94604 in Oakland?
Yes — 94604 is in Oakland, Alameda County, CA.
Nearby ZIP codes