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Home Insurance in Madison, WI

Local home insurance for Madison. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: home insurance in Madison, WI depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026

Madison, WI
Population ~243,344 · Dane County · Wisconsin statewide average: ~$957/yr (NAIC, 2022).

Madison ZIP codes

FAQ

How much is home insurance in Madison, WI?

Madison rates depend on your ZIP, coverage and profile; the Wisconsin statewide average is about $957/yr (NAIC, 2022). Compare free home insurance quotes from licensed partners.

Which ZIP codes are covered in Madison?

We list Madison ZIP-level pages below; each shows local home insurance details and free quotes.